Rental Property Cash Flow Calculator
Run the numbers before you buy. Estimate income, expenses, mortgage payments, and return on cash invested.
Enter your deal assumptions and calculate.
Monthly cash flow after mortgage$0
Annual cash flow after mortgage$0
Estimated monthly mortgage (P&I)$0
Cash invested at purchase$0
Annual operating income (NOI)$0
Cash-on-cash return0%
Cap rate0%
Estimated loan amount$0
Annual Income & Expense Breakdown
| Scheduled annual rental and other income | $0 |
| Less: vacancy allowance | $0 |
| Effective annual income | $0 |
| Property taxes | $0 |
| Insurance | $0 |
| Maintenance allowance | $0 |
| Capital repair reserve | $0 |
| Property management | $0 |
| Owner-paid utilities | $0 |
| HOA / other fixed costs | $0 |
| Other operating costs | $0 |
| Net operating income (NOI) | $0 |
| Annual mortgage principal & interest | $0 |
| Estimated annual cash flow | $0 |
Estimates only. Mortgage payments include principal and interest, not escrow. NOI excludes debt service and income taxes. Results depend on the accuracy of your assumptions and do not guarantee a profit. Confirm property taxes, insurance, financing terms, rent, vacancy, repairs, and local requirements independently. Actual loan payments may include additional charges.
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